Hi I’m Bill Boehm, For over 23 years, I have been getting people approved for affordable home loans.
Did you know in the last 12 months, almost 1/2 of all people who applied for a home loan were denied and 1/3 of those denials could have been approved? This means many Loan Officer’s out there are making mistakes or they don’t have the loan programs that could have gotten the loans approved. Unfortunately, it’s a big problem. Because of this, more and more people aren’t applying for mortgages because they assume that they just won’t qualify today.
Mortgage guidelines are constantly changing and can defy common sense. And, many lenders have their own narrow view of the type of loans that they like and will approve. Think about it, if you call a big bank or mortgage company, are they going to tell you if another lender down the street has better rates or a program that would work better for you? The answer is no, they will sell you only what they have. That’s why it’s more important than ever to have an experienced Loan Officer in your corner, with many sources to go for program options and pricing.
Working for a direct lender that is also a licensed mortgage broker is the best of both worlds. This gives me the ability to check multiple sources for the best pricing and tailor solutions to suit individual needs. In short, when I’m on the job you really have a number of institutions working on the best deal for you, without multiple inquiries to your credit.
This statement culminates the essence of my life. Being the grandson of a man who worked for the same company for 47 years, my work ethic and dedication seems to be hard wired in. I strive to be an ever changing yardstick of quality to my clients and lead a professional life that contributes to the society that I owe so much to.
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“I have known Bill as a lender for over 10 years. He has done our refi’s multiple times, always letting us know when we should make a move. The experience is always simple, professional and expedient, even during the boom times. I have several friends and relatives and neighbors that do lending and request our business, I always have to tell them I already have the best and I am staying with him. His services get my highest recommendation.”
– Merideth C, Newport Beach, CA