Does Homeowners Insurance Cover Moving?
If you’re moving from one location to another, you’ve no doubt got a ton of things on your mind, and one of the last is likely your homeowners insurance. However, if you neglect getting homeowners insurance coverage, it could have a significant impact on how easily you get through the whole process.
You’ve no doubt considering buildings and contents. You have to let your new landlord know that you’re coming, and you’ll want to make sure that your belongings are protected as you move from Pont A to Point B.
Most of the time, when you have contents on the move, your insurer will cover you for damage or loss of your property and belongings when they’re going from one point to the next. However, they’ll likely also expect you to use a professional firm throughout your move, so if you’re thinking of using Cousin Bob who has a half-ton truck and a strong back, think again. Your insurer will not likely approve of Cousin Bob. They’ll also probably require that anything you have that’s delicate or breakable be professionally packaged by a professional firm. Thus, it becomes necessary to have homeowners insurance coverage.
If items have to be put into storage, you might be able to get homeowners insurance coverage under your contents policy, but it would behoove you to make sure that you’re protected. Also, each time you move, get new home insurance quotes.
Make sure that all your paperwork is in order. Never assume that your mover’s coverage is going to cover you for any losses that you might incur. The best course of action, if you’re moving from one place to another, is to get in touch with your homeowners insurance agent or renters insurance agent, get home insurance quotes and find out exactly how to protect yourself.